Kristina Garcia

AVP - Residential Loan Officer

NMLS #: 757224

Office: 815-754-1851

Fax: 815-754-1851

Toll Free: 888-895-2125 x. 1851

Email: kgarcia@banknbt.com

2290 Sycamore Road
DeKalb, IL 60115

Kristina Garcia’s focus as NB&T Residential Lender is to be the voice of experience and professionalism throughout the home purchase process. With more than 10 years of experience in financial services, Kristina brings a breadth of knowledge and community dedication to her role as a trusted advisor to her residential lending clients. Kristina’s unique background in retail banking, bilingual skills, and specialization in First-Time Homebuying and ITIN loans allow her to advise her clients across several areas of personal banking, in addition to the home purchase process. 

	Local loan processing, approval and servicing. No matter which loan option you choose, you’ll enjoy peace of mind knowing your loan is approved and processed right here at home. And remember, most loans offer a local servicing option!
	Ready to close on your mortgage quickly? We can get your mortgage approved in minutes, rather than days or weeks!
	Free Pre-approvals We offer free pre-approvals, so you can shop for your home knowing that you can afford the mortgage.
	Confused about which program to choose? We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and a Loan Officer is always just a call or e-mail away!